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Apple Card Review: The Credit Card of the Future Is No Card At All

“Apple has long pestered users to adopt Apple Pay , but now it offers a financial incentive: If you have the Apple Card, you get 2% back on purchases you make using Apple Pay—3% when you use the card to buy apps, movies and devices from Apple. The rewards appear daily in a digital Apple Cash card, which you can use with Apple Pay or to pay down the credit card’s balance. However, if you go around swiping the Apple Card like a regular credit card, you only get 1%.”